Having trouble reading this email? Click here to view it in your browser | December 11, 2025
Weekly Life Lessons

Helping people live LIFE on purpose since 1989!TM
Aaron Kennedy

What’s Going on in the Markets?
Each week our CFA Aaron Kennedy is joined by guests to give us a market update. What’s going on in the markets? What are some of the things they’re looking at? Why should we keep our heads up? Follow the link below for our listen to our podcast episodes and read some market insights.
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Angela Robinson

How Much is a Million Dollars Worth?
Too often we see people carried away by these “new money” emotions. And then they are shocked to learn that what is left after they do a little spending won’t provide what they need it to do. Follow the link below to listen and share this week’s episode.
Listen Now

December is National Giving Month

This season reminds us that generosity—big or small—can change lives. Whether you give your time, your resources, or simply a moment of kindness, every act of giving strengthens our communities and inspires hope. Let’s celebrate the spirit of generosity and look for meaningful ways to give back all month long!
Giving
Fraud Prevention Tips

Fraud Prevention Tips
Casting Call Scams
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Healthy Living Tip
Collecting Rainwater
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Recipe
Tiramisu
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Million

How Much is a Million Dollars Worth?

A million dollars may feel like a thrilling windfall, but it represents decades of discipline and must be managed carefully to support the rest of your life. Follow the link below to learn more.

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Markets

What Do You Do When Markets React?

When markets shift — up or down — experienced investors stay calm and stick to their long-term strategy rather than reacting emotionally or chasing short-term moves.
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Quote of the Week

“A man is not finished when he is defeated. He is finished when he quits.”
-Richard M. Nixon

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Securities offered through Calton & Associates, Inc., member FINRA and SIPC, a Registered Investment Adviser. Investment Advisory Services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc. Office: 106 S. Seaman St. • Eastland, TX 76448 • Phone: 254-629-3863.

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.