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Our Core Values

God leads our company • We strive to be the competition, not fight the competition • We work to over-deliver • We strive to have a servant heart • We do what’s right, even when no one is looking • Our handshake is our contract and our word is our bond • We strive to be nimble • We welcome and expect input from our advisors • We focus on our unique abilities and help others focus on theirs • Always share – never hold back

Latest Articles

Credit Score

Is Your Credit Score Important in Retirement?

After decades of paying bills on time, managing debt responsibly, and building excellent credit, retirement may feel like the finish line. The mortgage is paid off, the kids are grown,[…]

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June 23, 2026 0
Water

Is Your Life Dehydrated?

Have you ever felt exhausted, irritable, or disconnected and couldn’t quite put your finger on why? Recently, I came across a devotional from Medi-Share, a Christian healthcare sharing ministry, that[…]

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June 9, 2026 0
Retirement Stress

Can I Still Retire?

For nearly three decades, most Americans lived in an environment where inflation felt more like a textbook concept than a real-life threat. Prices crept upward, but rarely enough to cause[…]

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June 2, 2026 0

Customer Relationship Summary

Below is a copy of our Customer Relationship Summary, known as “Form CRS.” This new Form is intended to inform retail investors about: (i) the types of client and customer relationships and services the firm offers; (ii) the fees, costs, conflicts of interest, and required standard of conduct associated with those relationships and services; (iii) whether the firm and its financial professionals currently have reportable legal or disciplinary history; and (iv) how to obtain additional information about the firm.

Customer Relationship Summary (SMG Form CRS)
SMG ADV Part 2A (March 2026)

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.