For Advisors By Advisorstm

Why join an independent RIA?


Why join us


Our Core Values

God leads our company • We strive to be the competition, not fight the competition • We work to over-deliver • We strive to have a servant heart • We do what’s right, even when no one is looking • Our handshake is our contract and our word is our bond • We strive to be nimble • We welcome and expect input from our advisors • We focus on our unique abilities and help others focus on theirs • Always share – never hold back

Latest Articles


Is Your Life Dehydrated?

Medi-Share, which is a Christian healthcare sharing program used as an alternative to traditional health insurance, puts out a frequent newsletter with a short devotion or two. This week’s letter[…]

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July 3, 2024 0

Tax Reform Sunset

Can you hear it?  It’s those two, ominous notes from the movie Jaws to let you know we are drawing nearer and nearer to the almost inevitable…the sunset of the[…]

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June 26, 2024 0

Facing Inflation

Everything is so expensive! Can I still retire? For most of the last 30 years, we Americans have lived in a bubble where no one really understood first-hand what inflation[…]

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June 11, 2024 0

Customer Relationship Summary

Below is a copy of our Customer Relationship Summary, known as “Form CRS.” This new Form is intended to inform retail investors about: (i) the types of client and customer relationships and services the firm offers; (ii) the fees, costs, conflicts of interest, and required standard of conduct associated with those relationships and services; (iii) whether the firm and its financial professionals currently have reportable legal or disciplinary history; and (iv) how to obtain additional information about the firm.

Customer Relationship Summary (SMG Form CRS)

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.