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Our Core Values

God leads our company • We strive to be the competition, not fight the competition • We work to over-deliver • We strive to have a servant heart • We do what’s right, even when no one is looking • Our handshake is our contract and our word is our bond • We strive to be nimble • We welcome and expect input from our advisors • We focus on our unique abilities and help others focus on theirs • Always share – never hold back

Latest Articles

One Big Beautiful Bill Act

One Big Beautiful Bill Act – A First Glance at What You Need to Know

Wow! There is a lot in this bill and no way we are going to cover everything or deep dive into anything specific. So…after reading and reading, here is an[…]

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July 10, 2025 0
Retired Couple

Retirement Accounts and Trusts

Retirement accounts and trusts…Could be like oil and water. If you have a substantial retirement account like an IRA or 401(k), it’s not uncommon to want to name a trust[…]

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June 24, 2025 0
Literacy

Financial Literacy: Where Do We Even Begin?

Let’s face it—this question isn’t just coming from teenagers anymore. It’s echoing from young adults, parents, even grandparents. How do we get better with money? Why does it feel like[…]

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June 20, 2025 0

Customer Relationship Summary

Below is a copy of our Customer Relationship Summary, known as “Form CRS.” This new Form is intended to inform retail investors about: (i) the types of client and customer relationships and services the firm offers; (ii) the fees, costs, conflicts of interest, and required standard of conduct associated with those relationships and services; (iii) whether the firm and its financial professionals currently have reportable legal or disciplinary history; and (iv) how to obtain additional information about the firm.

Customer Relationship Summary (SMG Form CRS)
SMG ADV Part 2A

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.