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Our Core Values

God leads our company • We strive to be the competition, not fight the competition • We work to over-deliver • We strive to have a servant heart • We do what’s right, even when no one is looking • Our handshake is our contract and our word is our bond • We strive to be nimble • We welcome and expect input from our advisors • We focus on our unique abilities and help others focus on theirs • Always share – never hold back

Latest Articles

time-value

The Time Value of Success: Why Waiting to Plan Can Cost You More Than Money

Most people have heard of the time value of money. It’s a simple concept with a powerful message: The earlier you put your money to work, the more time it[…]

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November 3, 2026 0
Piggy Bank

Saving for Retirement: A Different Take on Discipline

Let’s be honest. Most of us know we should eat healthier, exercise more, spend less, and save more for the future. We know what we should be doing. The challenge[…]

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October 27, 2026 0
Story

What Do You Want Your Story to Be?

Have you ever looked in the mirror and thought, Whoa… that can’t be right. Who is that older person staring back at me? Whether that moment makes you laugh or[…]

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October 21, 2026 0

Customer Relationship Summary

Below is a copy of our Customer Relationship Summary, known as “Form CRS.” This new Form is intended to inform retail investors about: (i) the types of client and customer relationships and services the firm offers; (ii) the fees, costs, conflicts of interest, and required standard of conduct associated with those relationships and services; (iii) whether the firm and its financial professionals currently have reportable legal or disciplinary history; and (iv) how to obtain additional information about the firm.

Customer Relationship Summary (SMG Form CRS)
SMG ADV Part 2A (August 2026)

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services are not owned or controlled by Calton & Associates, Inc.