401(k) Pitfalls and Opportunities

There are several reasons you may want to move your 401(k) to an IRA. It might simply be to consolidate your investments or to get away from unnecessary fees. It might be to make a Roth conversion. It might be to obtain an active money manager or work with a more holistic advisor. Whatever the…
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August 4, 2022 0
Tax Nightmare

A Tax Nightmare for Your Business

Do you have life insurance for your business and/or owned by your business? If so, the death benefit is supposed to be tax free, right? It might be. It might not be. Or worse, it could be taxed twice. Let me tell you a story about Joe. He owned a very successful business with his…
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July 19, 2022 0

Are You Planning for a Financial Drought?

Imagine spending your entire life building a business only to wake up at 63 and find it isn’t worth anything. Most of us think, “how sad, but that won’t happen to my business…I have worked too hard or my industry is too strong or there will always be a need for what I do or….”…
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July 13, 2022 0

5 Hidden Dollar Dings in Post-Pandemic America

We may not exactly be post-COVID yet, but our world is certainly settling into a new rhythm that looks a lot more normal than the past couple of years. With that being said, many Americans have made huge changes in this short time. Many companies went virtual in 2020, giving their employees the opportunity to…
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July 5, 2022 0

The Caregiver’s Toll

We raise our kids and then shout a “Halleluiah” as we become empty nesters, but our job as parents really never ends. Our adult kids are still kids in many ways—whether they live with us or not. And then there are our parents, whose needs inevitably grow as time marches on. Whether it be physical,…
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June 21, 2022 0

Life After Graduation – What Should Your Kids Know?

Graduation is a major step for those important young adults in our life. Whether it be graduating from high school or graduating from college, a parent’s goal is always to see their kids launch successfully and stay successfully launched. How do you do that? Well, we have few ideas for you. The Cost of Living.…
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June 14, 2022 0

Summertime Checkup

Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year. Goals still the same for 2022? Has market volatility affected your goals? Note any changes since the first of the year that may…
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June 13, 2022 0

Are Recession Fears Overblown?

Did you know that economists predicted six of the last two recessions? Actually, an economist will know tomorrow why the things he or she predicted yesterday didn’t happen. Both of these happen to be wisecracks in our industry, but there is much truth behind the chuckles. There is a lot of fear brewing today. We…
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June 7, 2022 0

Is Inflation Hurting Yet?

What on earth is happening? Thousands – at least – of Americans are asking this question as they leave the grocery store each week with less after paying more. Not too long ago there was plenty of cash flow and prices were within reason. Now? Not so much. Which is how inflation usually creeps onto…
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May 23, 2022 0
Down Market

Another Down Market Opportunity

It’s no surprise to state that the markets have been rather treacherous as of recent. Between Ukraine, growing tensions with Russia, severe inflation, supply chain issues, and the Fed’s recent rate hike; it really has not stood a fighting chance. Oh…and wait…I almost forgot. This is an election year. Volatility is here and it might…
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May 16, 2022 0