Articles

Financial Health

How is Your Financial Health?

Your financial health is akin to your physical health—there are two ways you can go about managing it. Most people wait until something isn’t quite right or something needs attention. Then they try some medicine, go the doctor, or make changes to their lifestyle. The second path is one much less traveled: the preventative route. …
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March 12, 2024 0

Are You Taking Your Financial Supplements?

Recently I was speaking with a client about how important it is to take preventative measures in regard to health – eating right, exercising, and taking the right supplements. People are living longer than ever before, but that doesn’t mean we are living healthier than ever before, which can prove to be a double whammy.…
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March 7, 2024 0
Guarantee

Are Guarantees Enough?

The word “guarantee” most often breeds two responses— Sigh of relief…Safety Is this too good to be true??? I think it’s safe to say that anyone facing imminent retirement today or anyone who has been retired for quite some time would tell you that they would love to see the success of their retirement guaranteed.…
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February 28, 2024 0
Preparation

Separation in Preparation

It’s the day after Super Bowl 58 and I am finally able to mutter the words…Dallas Cowboys without angst. We should have, could have, would have…. This week’s article title came by way of a colleague, who just happens to be a Green Bay Packers fan. It was in a humble effort of sportsmanship that…
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February 13, 2024 0
Buckets

What is Your Money For?

Across most of the world, our American work ethic is perceived as crazy. There was an article in Business Insider called, 11 American Work Habits Other Countries Avoid at All Costs.1.  It named these: Crazy long hours Very little vacation time Not enough family leave Americans eat at their desk Breaks during the day are…
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January 30, 2024 0
Money

Should I Be Giving My Kids Money?

Over the weekend, I read commentary around a new book by a gentleman named Bill Perkins. The book is called “Die with Zero,” and the premises is just that—you don’t get to take it with you, so you need to enjoy it and attain fulfillment. This fulfillment, Perkins states, may include giving money to your…
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January 18, 2024 0
Determined

Are You Moving Forward with Intention?

Ah. New Years’ Resolutions. Everyone fills their list with lofty and hefty goals… often times, too many hefty goals. The end result is complete burnout before the month of January even ends. Did you know that the second Friday in January is actually called “Quitters Day”?! According to Inc.com, a whopping 91% of us won’t…
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January 10, 2024 0
Digital

Cybersecurity Checklist

Looking for ways to boost your cybersecurity? This scorecard and checklist might come in handy. Follow the link below to download the PDF version. Click here to download your 2024 Cybersecurity Checklist.


January 3, 2024 0
Family

Discussing Finances Over the Holidays

The holiday season is upon us; from story time with sorely missed grandchildren to laughter with friends and family over long-cherished memories, there’s little doubt that “the most wonderful time of the year” has arrived. For most families, this season is a time of reflection and connection as we bid farewell to the old year…
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December 27, 2023 0
Handshake

Fiduciary Roles of a Retirement Plan

What is a fiduciary? A person or organization that acts on behalf of another person, putting their clients’ interests ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other’s best interests. –Investopedia.com With retirement plans, there…
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December 5, 2023 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.