Month: February 2020


Election Year

Talking to people, there is already a general consensus of how the 2020 election is going to turn out. Whether from optimism or cynicism, most people currently believe Trump will be re-elected. Most likely this is true as most presidents, no matter which side of the aisle, get re-elected when Americans are reaping the rewards…
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February 24, 2020 0

Which Guarantee Do You Want?

Suppose you have always dreamed of climbing Mount Everest…and one day you come across an advertisement that stated, “Summit Everest – Guaranteed.” As you scroll through the page there is another advertisement that reads, “Return Alive – Guaranteed.” Recently, I learned a little fact about climbing Mount Everest. Are you aware that 80% of deaths…
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February 17, 2020 0

Understanding Life Insurance

Life insurance may be the most complex financial product in existence – but why should this matter to you? Less than a year ago, we received a call that a good friend had just suffered a massive heart attack and was in open-heart surgery. By God’s grace this man is fully recovered and thriving. However,…
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February 11, 2020 0

Have You Checked Your Financial Vitals?

Have you ever wondered why the doctor has your “Vitals” checked at the beginning of every visit?  Well, let’s look at the definition of “Vitals.” Vital Signs are a group of four to six most important signs that indicate the status of the body’s vital (life-sustaining) functions.1. I want to highlight the phrase “life-sustaining.” If…
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February 3, 2020 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.