Wait…That doesn’t sound right! Retirement years are supposed to be “the easy years,” right? There is a saying (paraphrased) that states that what messes up most in life is the picture in our head of how things are supposed to be. Retirement is a prime example of this. We assume that if we work hard,…
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1934 Great Depression 1935 Spanish Civil War 1936 Economy Still Struggling 1937 Recession 1938 War Clouds Gather 1939 War in Europe 1940 France Falls 1941 Pearl Harbor 1942 Wartime Price Controls 1943 Industry Mobilizes 1944 Consumer Goods Shortage 1945 Post-War Recession Predicted 1946 Dow Tops 200- MARKET HIGH 1947 Cold War Begins 1948 Berlin Blockade…
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“Investing is complicated” – but it isn’t. It’s complicated because there is a lot to learn when it comes to investing. It’s complicated because it is an ever-changing field. It’s complicated because the “how to” needs to be coupled with the “why,” and there really isn’t an answer on Google for that. It isn’t complicated…
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Across most of the world, our American work ethic is perceived as crazy. There was an article in Business Insider called, 11 American Work Habits Other Countries Avoid at All Costs.1. It named these: Crazy long hours Very little vacation time Not enough family leave Americans eat at their desk Breaks during the day are…
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Let’s get something straight up front: This is not a recommendation for any single stock or strategy. It is purely informational and its intended purpose is to help you look at logic versus emotion when it comes to your dollars. Now, having said that… Unless you have been solely investing in the so-called Magnificent Seven…
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There is nothing like waking up on a Monday morning…and taking a look at our national debt. That certainly ought to get your juices going, so let’s take a good look: Are you aware that as of September 2023, it costs 879 billion dollars to simply maintain our debt each year? This is 14% of…
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Let’s face it, inflation hurts. You may be buying a little less these days…or not, and just spending more. You may be performing a tango between the two. No matter, if you are breathing and spending your own money then chances are you’re starting to see the effects of inflation on your lifestyle. I heard…
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How quickly we have arrived! Cash was earning almost zero if you had a savings, money market, CDs, etc. Now it appears to be the hero. Day-to-day interest rates are fluctuating. Sometimes the moves are drastic, but here are some recent yields. Savings accounts earning over 4%, 3-month treasuries hover around 5% yield, and CDs…
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The August 2008 Money Magazine offered up an article of several successful individuals talking about the smartest financial advice they have ever received. Billionaire and CEO of Virgin records, Richard Branson shared a story about his lack of knowledge in the financial realm and being humble about what you don’t know. Have you ever noticed…
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These words of wisdom are just that—words of wisdom. Did you know they can also be words of catastrophe! If we’re talking about money, diversification is very good thing. It doesn’t solve everything, but it certainly hedges a lot of risk. So…these words of wisdom more than often apply. As your wealth and success grow…the…
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