Category: Investments

Stock Market

93 Reasons Why Not to Invest in the Stock Market

1. 1934 Great Depression 2. 1935 Spanish Civil War 3. 1936 Economy Still Struggling 4. 1937 Recession 5. 1938 War Clouds Gather 6. 1939 War in Europe 7. 1940 France Falls 8. 1941 Pearl Harbor 9. 1942 Wartime Price Controls 10. 1943 Industry Mobilizes 11. 1944 Consumer Goods Shortage 12. 1945 Post-War Recession Predicted 13.…
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April 17, 2025 0
Financial Shape

Getting in Financial Shape

While looking for some entertaining statistics on how much exercise equipment is bought in January, I found out why Presidents Day sales are so good. It falls in line with all the returns made on the New Years Resolution items from January. In one way or another this rings true for all of us. I…
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February 20, 2025 0
Retirement

Retirement – The Easy Years Are Over

Wait…That doesn’t sound right! Retirement years are supposed to be “the easy years,” right? There is a saying (paraphrased) that states that what messes up most in life is the picture in our head of how things are supposed to be. Retirement is a prime example of this. We assume that if we work hard,…
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August 22, 2024 0
Stock Market

90 Reasons Why Not to Invest in the Stock Market

1934 Great Depression 1935 Spanish Civil War 1936 Economy Still Struggling 1937 Recession 1938 War Clouds Gather 1939 War in Europe 1940 France Falls 1941 Pearl Harbor 1942 Wartime Price Controls 1943 Industry Mobilizes 1944 Consumer Goods Shortage 1945 Post-War Recession Predicted 1946 Dow Tops 200- MARKET HIGH 1947 Cold War Begins 1948 Berlin Blockade…
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August 7, 2024 0
Questions

10 Questions Every Investor Needs to Ask

“Investing is complicated” –  but it isn’t. It’s complicated because there is a lot to learn when it comes to investing. It’s complicated because it is an ever-changing field. It’s complicated because the “how to” needs to be coupled with the “why,” and there really isn’t an answer on Google for that. It isn’t complicated…
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May 6, 2024 0
Buckets

What is Your Money For?

Across most of the world, our American work ethic is perceived as crazy. There was an article in Business Insider called, 11 American Work Habits Other Countries Avoid at All Costs.1.  It named these: Crazy long hours Very little vacation time Not enough family leave Americans eat at their desk Breaks during the day are…
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January 30, 2024 0
Markets

Are CDs Just as Good as Investing in the Stock Market?

Let’s get something straight up front: This is not a recommendation for any single stock or strategy. It is purely informational and its intended purpose is to help you look at logic versus emotion when it comes to your dollars. Now, having said that… Unless you have been solely investing in the so-called Magnificent Seven…
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November 21, 2023 0
Roth IRA

Should You Convert to a Roth IRA?

There is nothing like waking up on a Monday morning…and taking a look at our national debt. That certainly ought to get your juices going, so let’s take a good look: Are you aware that as of September 2023, it costs 879 billion dollars to simply maintain our debt each year? This is 14% of…
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October 31, 2023 0
Stressed

How Bad Will Inflation Effect My Retirement?

Let’s face it, inflation hurts. You may be buying a little less these days…or not, and just spending more. You may be performing a tango between the two. No matter, if you are breathing and spending your own money then chances are you’re starting to see the effects of inflation on your lifestyle. I heard…
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October 3, 2023 0
Got Cash?

Got Cash?

How quickly we have arrived! Cash was earning almost zero if you had a savings, money market, CDs, etc. Now it appears to be the hero. Day-to-day interest rates are fluctuating. Sometimes the moves are drastic, but here are some recent yields. Savings accounts earning over 4%, 3-month treasuries hover around 5% yield, and CDs…
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May 3, 2023 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.