Category: Investments

2022

Year-End Decisions

Wow! 2021 has been a whirlwind… sometimes literally in paper. It seems we have had a new proposal almost every day from lawmakers. Social Security alone has been addressed in 10 different bills this year. And taxes? Keeping up with introduced or impending changes is a full-time job. The good news is that we are…
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December 6, 2021 0
Grandchildren

Saving for Your Grandchildren

Suppose you were born in 1952 and your grandparents had scrimped and saved $10 a month for you during the first 18 years of your life. Had this investment averaged 8% every year until your retirement at age 65, this relatively small investment of $2,160 would be worth $203,632.61! Albert Einstein was once asked, “What…
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October 18, 2021 0
Money

Transitory or Not

What is going on with all this inflation?  The Fed is telling us this is all transitory and to not worry.  The question is, what does that mean and how does it affect us? For the most part, I believe they are right.  Inflation is transitory, just not in the way you think.  I was…
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August 24, 2021 0

Inflation – Should We Be Concerned?

Imagine two trains headed directly toward each other on the same track—their names: Inflation and Deflation. Which one will win?  Aaron Kennedy, CFA®, CFP®, CLU®, CHFC® You may have noticed the price of goods has gone up, some dramatically. There is no denying that we are seeing inflation today. There is no doubt that there…
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August 16, 2021 0
Scam

The Next Big Investment Scam

Could you fall victim to it? The stock market is hot right now and greed is coming out to play. Recently we had a client ask for a double-digit return on her investments. This is the same lady who wanted to go to cash when the market fell apart in 2008. There is common saying…
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July 27, 2021 0
Literacy

Financial Literacy

Unfortunately, this a question being asked by young adults – well, adults in general… parents and grandparents included. Although it should be, financial literacy is not a course in most schools. When considering the need for financial literacy, I am reminded of this: “What you tolerate today, you will accept tomorrow. What you accept today,…
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May 17, 2021 0
Financial Advisor

10 Questions You Need to Be Asking Your Financial Advisor

Regulations often change and it’s no different with the regulations involving retirement accounts like IRAs, 401(k)s, and 403(b)s among others. Staying up to date on how these changes will affect your retirement accounts and your financial planning in general is an important aspect of maintaining your financial wellness. It may be a good idea to…
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May 3, 2021 0
Investment Risks

Considering Investment Risks

The U.S.  markets have recently hit another all-time! Should you be celebrating… or worried? Every year the list of “Reasons Not to Invest in the Stock Market,” originating in 1934, is updated. Market highs are a reoccurring theme throughout – others on this list had to do with legislation, politics, economies, or world disasters. Yet…
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April 27, 2021 0
Basket

One Basket

We’ve all heard the old adage, “Don’t put all of your eggs in one basket.” These words speak truly great advice and have led to many a success. However, it has led many others to scratch their heads and wonder, “So, what baskets should I use? And how many are we talking about?” In this…
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March 22, 2021 0
Risk

Has Investment Risk Changed?

There has been a lot of hype recently in regard to cryptocurrency, silver, the GameStop fiasco, and even interest rates. A lot has changed. There are a lot of things changing. Yet, “the more things change, the more they stay the same”1… What am I talking about? Cryptocurrency didn’t even exist at the turn of…
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February 22, 2021 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.