Month: February 2021


Has Investment Risk Changed?

There has been a lot of hype recently in regard to cryptocurrency, silver, the GameStop fiasco, and even interest rates. A lot has changed. There are a lot of things changing. Yet, “the more things change, the more they stay the same”1… What am I talking about? Cryptocurrency didn’t even exist at the turn of…
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February 22, 2021 0
Cut and Paste

Do You Cut and Paste Decisions About Money?

Money Magazine interviewed several successful individuals, asking them about the smartest financial advice they have ever received. Billionaire and founder of the Virgin Group, Richard Branson shared a story about his lack of knowledge in the financial realm and being humble about what you don’t know. Wow! Billionaire Richard Branson! Everyone else in the world…
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February 17, 2021 0
2 Numbers

2 Numbers You Need to Know

$400,000 and $3.5 Million A few weeks ago, we were working with a family that could have severe estate tax issues in the future. When this risk was first exposed, the immediate response was this: We have until 2026 before anything can be changed, right? Unfortunately, this is a misconception. The tax code can be…
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February 15, 2021 0
Relationship with Money

What is Your Relationship with Money?

Is it healthy? Or…? John Hancock came up with a “healthy living” concept for their life insurance holders a few years ago. The healthier you live, the less your premiums will be, along with a few other perks – not the least of which is their effort provide ongoing information about everything that affects your…
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February 8, 2021 0

Who is Your Personal CFO?

Chief Financial Officer (CFO) – noun: The person responsible for managing financial actions of a company. Duties include tracking cash flow and financial planning as well as analyzing the company’s financial strengths and weaknesses and proposing corrective actions. – Okay. You may not own a company – or maybe you do – but that’s…
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February 2, 2021 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.