A rancher and his wife were finally ready for a new chapter. After decades of hard work, they decided it was time to sell the family ranch. They dreamed of traveling, following warm weather, and spending more time with their grandchildren. But there was one catch. They planned to keep 1,000 acres. When asked why,…
Read more
You’ve probably heard of the 80/20 Rule, also known as the Pareto Principle. It’s often used in business, health, finance, and productivity, suggesting that 80% of your results come from 20% of your efforts. Whether or not the original principle applies to every area of life is up for debate. In fact, its origins had…
Read more
So, you’ve finally reached retirement—congratulations! But before you pop the champagne and splurge on a sports car or exotic vacation, take a deep breath. Retirement isn’t just a long vacation—it’s a whole new phase of life that needs a smart game plan. Here are five of the biggest pitfalls new retirees stumble into—and how you…
Read more
Everyone wants to be successful—but ask ten people to define success, and you’ll probably get ten different answers. Recently, we attended a leadership forum with some of the most accomplished professionals in our industry. Surprisingly, the conversation wasn’t about investments, business growth, or financial strategies. Instead, for nearly two hours, the group wrestled with one…
Read more
Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability.
Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser.
Smart Money Group, LLC and Kennedy Financial Services are not owned or controlled by Calton & Associates, Inc.