It is inevitable. Change is coming for 2021 and beyond. The problem is no one knows for sure exactly what that change will be. There are several things we have a good hunch will happen, and we will discuss a few key notes. No matter, the big question is how do you plan around a… Read more
We’ve all heard the old adage, “Don’t put all of your eggs in one basket.” These words speak truly great advice and have led to many a success. However, it has led many others to scratch their heads and wonder, “So, what baskets should I use? And how many are we talking about?” In this… Read more
You finally got your Will done. So, your estate plan is complete, right? Well… maybe not. Donna was a widow for many years before she died. She had updated all of her legal documents just a couple of years beforehand. Her goal was to make sure everything went equally to her three kids and to… Read more
Today’s 70 is yesterday’s 50. Today’s 70-year-olds are performing mentally and even physically the way 50-year-olds did in the past. Most of us will live 20-30 years longer than our grandparents and parents; thus, retirement will be 20 to 30 years longer than it was for generations before us. It is no longer enough to… Read more
There has been a lot of hype recently in regard to cryptocurrency, silver, the GameStop fiasco, and even interest rates. A lot has changed. There are a lot of things changing. Yet, “the more things change, the more they stay the same”1… What am I talking about? Cryptocurrency didn’t even exist at the turn of… Read more
Money Magazine interviewed several successful individuals, asking them about the smartest financial advice they have ever received. Billionaire and founder of the Virgin Group, Richard Branson shared a story about his lack of knowledge in the financial realm and being humble about what you don’t know. Wow! Billionaire Richard Branson! Everyone else in the world… Read more
$400,000 and $3.5 Million A few weeks ago, we were working with a family that could have severe estate tax issues in the future. When this risk was first exposed, the immediate response was this: We have until 2026 before anything can be changed, right? Unfortunately, this is a misconception. The tax code can be… Read more
Is it healthy? Or…? John Hancock came up with a “healthy living” concept for their life insurance holders a few years ago. The healthier you live, the less your premiums will be, along with a few other perks – not the least of which is their effort provide ongoing information about everything that affects your… Read more
Chief Financial Officer (CFO) – noun: The person responsible for managing financial actions of a company. Duties include tracking cash flow and financial planning as well as analyzing the company’s financial strengths and weaknesses and proposing corrective actions. – Investopedia.com Okay. You may not own a company – or maybe you do – but that’s… Read more
Global financial crisis • stocks crash • global pandemic • record unemployment • foreclosures rise • banks collapse • markets in disarray • Wall Street panic • billions lost • retiree benefits take another hit • your state is bankrupt • Ebola outbreak • deep recession • lost decade • jobs crisis • housing bubble… Read more
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