Tag: Retirement


My Farm & Ranch: Transitioning and Retirement Planning

I recently read an article offering a few statistics from the U.S. Department of Agriculture and one in particular caught my eye: Did you know that the average age of a farm operator in the U.S. is 57.5 years old?!1 At age 57, every farmer or rancher should be considering – or have already considered –…
Read more

March 7, 2022 0
Retirement Risks

3 New Risks to Your Retirement

The biggest fear for retirees is, and has always been, the same—running out of money before running out of oxygen.  The root of that fear is what changes from person to person. No two situations are alike. Everyone has a different set of goals, expectations, family dynamics, obligations, etc. And everyone has a different timeline.…
Read more

February 7, 2022 0

Year-End Decisions

Wow! 2021 has been a whirlwind… sometimes literally in paper. It seems we have had a new proposal almost every day from lawmakers. Social Security alone has been addressed in 10 different bills this year. And taxes? Keeping up with introduced or impending changes is a full-time job. The good news is that we are…
Read more

December 6, 2021 0

The Dangers of a 401(k)

Gone are the good ole days of working for a company for thirty years, then retiring with enough pension income that you won’t need to worry about running out of money. Now it rests squarely on your shoulders to set yourself up for retirement. Now you are lucky if you work for a company that…
Read more

August 9, 2021 0

5 Things to Consider Before Moving in Retirement

Moving in retirement – or even right before you retire – can bring its own set of surprises… and some may not be so pleasant. Here are five things you may not know that you don’t know that could end up biting you: #5…Financing…Lending has changed significantly in the past decade plus. Former Fed Chair…
Read more

August 2, 2021 0

Have You Saved Enough for Retirement?

The number one fear in retirement is – you guessed it! – running out of money. You have relied on your personal income your entire adult career… but you also had the ability to control it, stabilize it, and even change it. You held the power. You determined what you were worth. Yet when you…
Read more

June 7, 2021 0
Investment Risks

Considering Investment Risks

The U.S.  markets have recently hit another all-time! Should you be celebrating… or worried? Every year the list of “Reasons Not to Invest in the Stock Market,” originating in 1934, is updated. Market highs are a reoccurring theme throughout – others on this list had to do with legislation, politics, economies, or world disasters. Yet…
Read more

April 27, 2021 0

Did You Miss This in Your Retirement Plan?

Most people do! Have you considered your marital status during retirement – and its financial and social impact on you?  According to the US Census Bureau, 36% of people over age 65 were single in 2019. And as of 2019, there were almost 15 million widows and widowers in the country. So, whether you are…
Read more

April 19, 2021 0
Tax Changes

2021 Tax Changes

It is inevitable. Change is coming for 2021 and beyond. The problem is no one knows for sure exactly what that change will be. There are several things we have a good hunch will happen, and we will discuss a few key notes. No matter, the big question is how do you plan around a…
Read more

April 12, 2021 0

What is Your Greatest Financial Fear?

Global financial crisis • stocks crash • global pandemic • record unemployment • foreclosures rise • banks collapse • markets in disarray • Wall Street panic • billions lost • retiree benefits take another hit • your state is bankrupt • Ebola outbreak • deep recession • lost decade • jobs crisis • housing bubble…
Read more

January 26, 2021 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.