What of the purpose of investing your money? No, this is not a trick question. Of course, it is because you want to make money. The funny thing is there are two elements to investing that is often overlooked or forgotten—fees and taxes. We will leave the topic of fees for another time. I want…
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…or at least bad debt. Marlene Satter is an author at ThinkAdvisor who recently wrote a piece called the 10 Scariest Retirement Statistics: 2019. 1 The title was very fitting. Much of the statistics were centered around debt. Take a look: Credit Card interest in 2018 was $113 billion – with a projected growth of…
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Wow! Where has 2019 gone? There are only two months left—the busiest two months of the year with the holidays in full swing. The funny thing is that most people try to cram everything they intended to do all year into this hectic, compact time-frame. I guess the old adage is true—done beats perfect every…
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Could you fall victim to it? The stock market is hot right now and greed is coming out to play. Recently we had a client ask for a double digit return on her investments. This is the same lady who wanted to go to cash when the market fell apart in 2008. There is common…
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Do you know how much you can spend in retirement and stay retired successfully? Based on statistics, my bet is that most people don’t. Get this. Fifty percent of retirees are actually saving money. Another twenty-seven percent are only spending their income.1* If these numbers are accurate, this leaves less than a quarter of retirees…
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There is no way around it, but through it. I wrote this down a while back. I cannot remember who said it, but it struck a chord. This is a truth we face many times in life and in many areas of our lives. From loss of a loved one to enduring hardships, it is…
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Wisdom isn’t something you are born with. Yet wisdom, once gained, can be the most valuable thing you achieve and maintain – second only to your relationships with God and those you love most in life. Wisdom is achieved through years of watching, listening, observing and experiencing. Much of the value we provide doesn’t come…
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