Retirement accounts and trusts…Could be like oil and water. If you have a substantial retirement account like an IRA or 401(k), it’s not uncommon to want to name a trust as a beneficiary. There are a number of reasons. Maybe you have underage children. Perhaps you are concerned that your heirs would spend everything the…
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Let’s face it—this question isn’t just coming from teenagers anymore. It’s echoing from young adults, parents, even grandparents. How do we get better with money? Why does it feel like we’re all figuring this out way too late? Here’s the reality: financial literacy should be a required class in school—but for most people, it never…
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Graduation caps have flown, and suddenly, it hits you: adulthood is here—whether you’re paying your own bills or not. Sure, you probably already know you can vote, join the military, and open a bank account at 18. But there are crucial things about turning 18 that don’t get talked about enough—and they can have a…
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Eeek… Just hearing the words “family meeting” can make you cringe, right? Most of us don’t have great memories of them. They’re usually called in response to conflict—especially when kids are involved—or to address topics no one really wants to talk about. And once the kids move out, these meetings seem to disappear altogether. But…
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