What is the best vehicle to save for college/education? In order to answer that question, there is another question that needs to be answered first: What will “college or education” look like for your child or grandchild? For a few people this answer is easy – my grandson wants to be a college professor… my…
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“Investing is complicated” – but it isn’t. It’s complicated because there is a lot to learn when it comes to investing. It’s complicated because it is an ever-changing field. It’s complicated because the “how to” needs to be coupled with the “why,” and there really isn’t an answer on Google for that. It isn’t complicated…
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Inflation has been a beast on the ole’ pocketbook. In the 4th quarter of 2023, household debt reached 17.5 trillion dollars with credit card debt – an increase of 50 billion dollars within that same quarter. This translates to Americans spending more with less capability to pay their debt. All while most of these same…
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Everyone has a slightly different definition when it comes to success. Recently we attended a forum that is made up of some of the most “successful” people in our industry. Interestingly enough, this was the focus the forum which lasted almost two hours. One of the definitions I heard, “Success is reducing the “have to’s”…
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In my opinion, there’s nothing like a good James Bond movie—likewise the titles. Ironically, we live in a day and age that the title of this article rings true—too true. There is no time to die. After all, there seems to be no time to do the things we want/need to do, much less not…
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Your financial health is akin to your physical health—there are two ways you can go about managing it. Most people wait until something isn’t quite right or something needs attention. Then they try some medicine, go the doctor, or make changes to their lifestyle. The second path is one much less traveled: the preventative route. …
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Recently I was speaking with a client about how important it is to take preventative measures in regard to health – eating right, exercising, and taking the right supplements. People are living longer than ever before, but that doesn’t mean we are living healthier than ever before, which can prove to be a double whammy.…
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The word “guarantee” most often breeds two responses— Sigh of relief…Safety Is this too good to be true??? I think it’s safe to say that anyone facing imminent retirement today or anyone who has been retired for quite some time would tell you that they would love to see the success of their retirement guaranteed.…
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It’s the day after Super Bowl 58 and I am finally able to mutter the words…Dallas Cowboys without angst. We should have, could have, would have…. This week’s article title came by way of a colleague, who just happens to be a Green Bay Packers fan. It was in a humble effort of sportsmanship that…
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Across most of the world, our American work ethic is perceived as crazy. There was an article in Business Insider called, 11 American Work Habits Other Countries Avoid at All Costs.1. It named these: Crazy long hours Very little vacation time Not enough family leave Americans eat at their desk Breaks during the day are…
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