Money Doesn’t Have to Be Complicated

Money Doesn’t Have to Be Complicated

October 20, 2020 All Articles Financial Planning 0

Let’s just lay it out on the table: money often brings out the extreme in people. Money is a frustrating topic. You find two-sided information on every topic you search regarding money. Everyone you know seems to know everything about what you are going through. And caution! Marriage counseling may be required. It can be truly confusing and sadly, a lot of times we don’t really learn something until it’s by experience and by then, sometimes it’s too late.

There was an article in the September 2017 issue of Forbes magazine titled: 4 People to Never Take Financial Advice From.1 These people include:

  1. Your co-workers and close friends
  2. Your family members
  3. People with more money than you
  4. People who will sell financial products

Yet, we seem to take advice from these individuals constantly. Why is that? I realized that all of these people share one thing in common: they are easy for you to understand and relate to. Your co-workers and close friends run in your circles and talk your language…same goes for your family. People with more money may not manage money well, but know how to make it. And people who sell financial products are pretty good at sales. According to Forbes, though, advisors are just the right people to listen to. They listen and come to understand what is important to you and what you really need. But, unfortunately, advisors are not always easy to understand.

We all have dreams, goals, and plans in mind. Maybe it’s to retire, help our grandchildren, or give back. The problem is figuring out how to get there without making too many wrong turns along the way. The good news is that money doesn’t have to be complicated. We are excited to offer just the tool you need to get started. It’s quick, simple, and provides you with instant direction. Want to retire? Find out if you can or what some of your options are to help you get on your way in less than three minutes. Have a goal to pay for college or something else?   Three minutes, two clicks to get there. First, follow our website link: Second, on our home screen you’ll see an image that says “Start Living LIFE on Purpose Today!” Click the BIG green button that says “Learn More”. You can also click here for the direct link.

There is one important disclosure item you need to know: Technology doesn’t know how to listen and it doesn’t offer you wisdom. Wisdom only comes from experience. And our experiences are not just our own, but those of the individuals and families we have worked with for over 31 years. One thing experience has taught us is that people want one thing from money more than anything else—to stop thinking about it.  Let us help you make it simple today so you can begin living Life on purpose!


  1. Forbes, September 28, 2017, 4 People to Never Take Financial Advice From


Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.