It’s no surprise to state that the markets have been rather treacherous as of recent. Between Ukraine, growing tensions with Russia, severe inflation, supply chain issues, and the Fed’s recent rate hike; it really has not stood a fighting chance. Oh…and wait…I almost forgot. This is an election year. Volatility is here and it might…
Read more
Do you look at your money for what it is or do you look at it for what it is for? A few weeks ago, Dad came on our weekly radio program “Life Planning 101.” He shared several stories that have given us insight we use to help the families we work with today. One…
Read more
1934 Great Depression 1935 Spanish Civil War 1936 Economy Still Struggling 1937 Recession 1938 War Clouds Gather 1939 War in Europe 1940 France Falls 1941 Pearl Harbor 1942 Wartime Price Controls 1943 Industry Mobilizes 1944 Consumer Goods Shortage 1945 Post-War Recession Predicted 1946 Dow Tops 200- MARKET HIGH 1947 Cold War Begins 1948 Berlin Blockade…
Read more
The biggest fear for retirees is, and has always been, the same—running out of money before running out of oxygen. The root of that fear is what changes from person to person. No two situations are alike. Everyone has a different set of goals, expectations, family dynamics, obligations, etc. And everyone has a different timeline.…
Read more
Suppose you were born in 1952 and your grandparents had scrimped and saved $10 a month for you during the first 18 years of your life. Had this investment averaged 8% every year until your retirement at age 65, this relatively small investment of $2,160 would be worth $203,632.61! Albert Einstein was once asked, “What…
Read more
What is going on with all this inflation? The Fed is telling us this is all transitory and to not worry. The question is, what does that mean and how does it affect us? For the most part, I believe they are right. Inflation is transitory, just not in the way you think. I was…
Read more
Imagine two trains headed directly toward each other on the same track—their names: Inflation and Deflation. Which one will win? Aaron Kennedy, CFA®, CFP®, CLU®, CHFC® You may have noticed the price of goods has gone up, some dramatically. There is no denying that we are seeing inflation today. There is no doubt that there…
Read more
The U.S. markets have recently hit another all-time! Should you be celebrating… or worried? Every year the list of “Reasons Not to Invest in the Stock Market,” originating in 1934, is updated. Market highs are a reoccurring theme throughout – others on this list had to do with legislation, politics, economies, or world disasters. Yet…
Read more
We’ve all heard the old adage, “Don’t put all of your eggs in one basket.” These words speak truly great advice and have led to many a success. However, it has led many others to scratch their heads and wonder, “So, what baskets should I use? And how many are we talking about?” In this…
Read more
Chief Financial Officer (CFO) – noun: The person responsible for managing financial actions of a company. Duties include tracking cash flow and financial planning as well as analyzing the company’s financial strengths and weaknesses and proposing corrective actions. – Investopedia.com Okay. You may not own a company – or maybe you do – but that’s…
Read more
Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.