Category: Life Planning


Are We There Yet?

I love my kids, but towards the end of a long road trip, well…you probably know. What is it about our minds that make us more impatient the closer we get to our goal? If we are honest with ourselves, we are just like our kids. We drive a little faster on that last stretch…
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January 4, 2022 0

Have You Outgrown Your Advisor?

A fellow advisor once told me a story about trying to help his grandmother with her life planning. “She refused,” he said. “She insisted that John, who had been her advisor and friend for years, was doing just fine for her. Besides, she couldn’t take away the business from a lifelong friend.” He continued by…
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December 27, 2021 0

Cybersecurity Tips

The rush of the holiday season is in full swing…and so is the risk of cyber-attacks. During this time of year, online activity is on the rise. According to Deloitte, e-commerce holiday sales are projected to grow 11%-15%, compared to 2020. This rise in online activity is the perfect opportunity for scammers to take advantage…
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December 13, 2021 0

How to Plan Right Now

Stop for a moment and think about all of the change that has occurred since we entered this decade less than 2 years ago. Who would have thought the world would be set back on its heels? Several times in the past week I have had conversations about how busy it is for everyone. Everyone…
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October 5, 2021 0

Spinning Out of Control

The world around us certainly feels this way sometimes. Chaos is everywhere. Division, extremists, violence, and even hate seems to be at the root of headlines 24/7. The only certainty appears to be uncertainty. It’s hard for anyone not to have fear at some level. Even if we were just talking about the politics of…
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July 19, 2021 0
Bucket List

Do You Have a Bucket List?

Recently one of the coaching groups I take part in sent an email encouraging me too take the time to write out a bucket list. To put my thoughts on the right track, they provided a sample of “101 Things to Do before You Die.”  I found it awe inspiring to read the thoughts of…
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June 14, 2021 0

Year-End Financial Planning Checklist

Fall/Winter is an ideal time to examine your financial health and update your financial plans. Here is a list of important things to review that might make a difference in your year-end review and plans for next year. Check all that apply. If you have any questions or concerns, we will be happy to go…
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December 28, 2020 0

Are You Where You Want to Be?

You are where you are because you want to be there. Wait…what? Even Zig Ziglar didn’t agree. He shared a story about receiving written directions late one night from a man at a gas station. Thirty minutes down the road, he learned he went the exact opposite direction he intended. He didn’t want to be…
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September 29, 2020 0

Finding the Perfect Investment

You’d almost have to live in a cave to not realize that times are tough right now. And under these uncertain conditions, people are hoping to find the perfect investment—one that’s safe, but offers an outstanding return. Our experience tells us that there is ultimately only one perfect investment—family. As a Life Planning firm, we…
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August 12, 2020 0

Nothing Changes if Nothing Changes

My dad is known for always asking “Could you, would you, when?” Could you make a change? Would you make the change? When will you do it? I think we have all wanted change in some area of life at some point. Maybe you want change now. Perhaps you are even praying for it. The…
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July 15, 2020 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.