Tag: Family

80/20

The Real 80/20 Rule: Why Progress Beats Perfection

You’ve probably heard of the 80/20 Rule, also known as the Pareto Principle. It’s often used in business, health, finance, and productivity, suggesting that 80% of your results come from 20% of your efforts. Whether or not the original principle applies to every area of life is up for debate. In fact, its origins had…
Read more


July 21, 2026 0
8 Life Planning Issues

What Are the 8 Life Planning Issues?

When it comes to money, everyone seems to have an opinion. Talk to your friends, family, coworkers, or neighbors, and you’ll likely hear ten different answers to the same financial question. One person swears by real estate. Another believes the stock market is the only path to wealth. Someone else insists on paying off every…
Read more


June 30, 2026 0
Water

Is Your Life Dehydrated?

Have you ever felt exhausted, irritable, or disconnected and couldn’t quite put your finger on why? Recently, I came across a devotional from Medi-Share, a Christian healthcare sharing ministry, that introduced the concept of spiritual dehydration. While the devotional was faith-based, the idea applies far beyond any particular belief system. Just as our bodies suffer…
Read more


June 9, 2026 0
Stress

Decompress from Stress

Stress has a sneaky way of multiplying itself. You worry about work, money, family, or the future… then you start stressing about how stressed you are. It’s exhausting. Since it’s Mother’s Day season, maybe it’s worth asking: what would your mom say about all this? “Slow down.” “Take it down a notch.” “You don’t NEED…
Read more


May 12, 2026 0
Family Disaster Planning

Family Disaster Planning

You have great power over the destiny of your family. In fact, you have the ability save your family… or destroy it. Yes. I am aware that probably hit you square between the eyes. In fact, I hope it did. Too many of us make all the excuses in the world to not work on…
Read more


May 5, 2026 0

Caring for Others Without Losing Yourself

Today, nearly 63 million Americans — about one in four adults — serve as caregivers, and most provide that care unpaid. Many find themselves balancing the needs of their children while caring for aging parents, creating what is often called the “Sandwich Generation.” We call it the Responsibility Club — and membership can be overwhelming.…
Read more


February 4, 2026 0
Leadership

Where Are You Getting Advice?

I love starting my day with a little time in the Word, and recently I was listening to a sermon that hit me right between the eyes. The pastor asked a simple but powerful question: Where are you getting your advice? It made me pause. Every day, we let different voices shape our thoughts and…
Read more


August 14, 2025 0
Headphones

Your Next Vacation – Retirement

Think back to the last time you took a vacation. Do you recall how much time you spent deciding your destination, where you would stay, transportation, dining, and activities for your trip? It may surprise you to know that travelers typically spend an average of 303 minutes (over 5 hours) PER DAY on travel content…
Read more


May 7, 2025 0
Stress

Are You Paralyzed by the Complexity of Estate Planning?

If you are paralyzed (in this regard), there is good news. You are not alone! 68% of Americans do not have a valid Will. 63% of those making more than $80,000 per year say that “procrastination” is the reason they have not done any estate planning. Yet 52% of Americans over 55 say it would…
Read more


April 3, 2025 0
Worried

Why Haven’t You Updated Your Estate Plan?

Be forewarned. I am going to be candid here: Whatever excuse you just gave? It is just that—an excuse. First, it’s important to recognize that we all have dysfunctional families to some degree. Maybe you are facing substance or alcohol abuse, your kids are not getting along or there are others that don’t understand the…
Read more


January 24, 2025 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services are not owned or controlled by Calton & Associates, Inc.