Let’s be honest. Most of us know we should eat healthier, exercise more, spend less, and save more for the future. We know what we should be doing. The challenge is actually doing it—and sticking with it over time. Retirement planning is no different. Building a comfortable retirement rarely happens overnight. It takes years of…
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When most people think about retirement, the first things that come to mind are usually financial: Will I have enough money? When can I afford to retire? How much should I have saved? Those are important questions. But after working with individuals and families since 1989 as they approach and enter retirement, we’ve learned that…
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Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services are not owned or controlled by Calton & Associates, Inc.