Moving in retirement – or even right before you retire – can bring its own set of surprises… and some may not be so pleasant. Here are five things you may not know that you don’t know that could end up biting you: #5…Financing…Lending has changed significantly in the past decade plus. Former Fed Chair…
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The number one fear in retirement is – you guessed it! – running out of money. You have relied on your personal income your entire adult career… but you also had the ability to control it, stabilize it, and even change it. You held the power. You determined what you were worth. Yet when you…
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The U.S. markets have recently hit another all-time! Should you be celebrating… or worried? Every year the list of “Reasons Not to Invest in the Stock Market,” originating in 1934, is updated. Market highs are a reoccurring theme throughout – others on this list had to do with legislation, politics, economies, or world disasters. Yet…
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Most people do! Have you considered your marital status during retirement – and its financial and social impact on you? According to the US Census Bureau, 36% of people over age 65 were single in 2019. And as of 2019, there were almost 15 million widows and widowers in the country. So, whether you are…
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It is inevitable. Change is coming for 2021 and beyond. The problem is no one knows for sure exactly what that change will be. There are several things we have a good hunch will happen, and we will discuss a few key notes. No matter, the big question is how do you plan around a…
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Global financial crisis • stocks crash • global pandemic • record unemployment • foreclosures rise • banks collapse • markets in disarray • Wall Street panic • billions lost • retiree benefits take another hit • your state is bankrupt • Ebola outbreak • deep recession • lost decade • jobs crisis • housing bubble…
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We won’t break out in song, but this is something to celebrate in 2020. Charitable gifting – in many cases – is providing the planning opportunity of a lifetime! Are you aware that you may deduct up to 100% of your Adjusted Gross Income by way of making charitable gifts in cash this year? If…
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Did you realize that reactive and creative are an anagram? We’ve realized that far too many people fail to ask the “right” questions regarding their unique situations. The result: reactive. We encourage you to spend a little time being creative so you don’t have to be reactive. You can begin by asking these 10 questions:…
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A rancher and his wife were looking to sell the family ranch. It was time to get out of ranching and start enjoying life a little. They had plans to travel, follow good weather and spend time with the grandkids. They also had another idea—downsize their place to a thousand acres. After all, what would…
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Suppose you have always dreamed of climbing Mount Everest…and one day you come across an advertisement that stated, “Summit Everest – Guaranteed.” As you scroll through the page there is another advertisement that reads, “Return Alive – Guaranteed.” Recently, I learned a little fact about climbing Mount Everest. Are you aware that 80% of deaths…
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