Category: All Articles

Money

Should I Be Giving My Kids Money?

Over the weekend, I read commentary around a new book by a gentleman named Bill Perkins. The book is called “Die with Zero,” and the premises is just that—you don’t get to take it with you, so you need to enjoy it and attain fulfillment. This fulfillment, Perkins states, may include giving money to your…
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January 18, 2024 0
Determined

Are You Moving Forward with Intention?

Ah. New Years’ Resolutions. Everyone fills their list with lofty and hefty goals… often times, too many hefty goals. The end result is complete burnout before the month of January even ends. Did you know that the second Friday in January is actually called “Quitters Day”?! According to Inc.com, a whopping 91% of us won’t…
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January 10, 2024 0
Digital

Cybersecurity Checklist

Looking for ways to boost your cybersecurity? This scorecard and checklist might come in handy. Follow the link below to download the PDF version. Click here to download your 2024 Cybersecurity Checklist.


January 3, 2024 0
Family

Discussing Finances Over the Holidays

The holiday season is upon us; from story time with sorely missed grandchildren to laughter with friends and family over long-cherished memories, there’s little doubt that “the most wonderful time of the year” has arrived. For most families, this season is a time of reflection and connection as we bid farewell to the old year…
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December 27, 2023 0
Handshake

Fiduciary Roles of a Retirement Plan

What is a fiduciary? A person or organization that acts on behalf of another person, putting their clients’ interests ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other’s best interests. –Investopedia.com With retirement plans, there…
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December 5, 2023 0
Markets

Are CDs Just as Good as Investing in the Stock Market?

Let’s get something straight up front: This is not a recommendation for any single stock or strategy. It is purely informational and its intended purpose is to help you look at logic versus emotion when it comes to your dollars. Now, having said that… Unless you have been solely investing in the so-called Magnificent Seven…
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November 21, 2023 0
Garden

2024 Tax Numbers Are Out…and Ripe for Picking

Last week the IRS announced inflation adjustments to more than 60 tax provisions for 2024. Although “inflation adjustments” may not sound like that big of a deal, it may have some low hanging fruit you don’t want to miss picking. We are in an ideal time to plan for your future. Short-term interest rates are…
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November 15, 2023 0
Roth IRA

Should You Convert to a Roth IRA?

There is nothing like waking up on a Monday morning…and taking a look at our national debt. That certainly ought to get your juices going, so let’s take a good look: Are you aware that as of September 2023, it costs 879 billion dollars to simply maintain our debt each year? This is 14% of…
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October 31, 2023 0
Lawsuit

Two Reasons You Get Sued

The first is when you do something… and the second is when you don’t. This satirical statement, shared by a good friend, may have given you a chuckle, but there is a wealth of truth lurking behind it. Frankly, we are living in a litigious world. We would all like to believe that the people…
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October 11, 2023 0
Stressed

How Bad Will Inflation Effect My Retirement?

Let’s face it, inflation hurts. You may be buying a little less these days…or not, and just spending more. You may be performing a tango between the two. No matter, if you are breathing and spending your own money then chances are you’re starting to see the effects of inflation on your lifestyle. I heard…
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October 3, 2023 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.