Category: All Articles

Taxes

5 Tax Matters You Need to Know About

“In this world, nothing is certain except death and taxes.” – Benjamin Franklin While that may be true, changes to our tax system are not certain and are ever changing. So here we are again – a new day with new rules. Here are 5 things you need to be aware of, in no particular…
Read more


September 5, 2023 0
Asset Protection

Are Your Assets Protected?

Most people don’t even know how to answer that question, much less feel confident enough to answer with a resounding “yes.” The truth is that most assets are naturally not ‘asset protected.’ This means that unless you have done some planning and maneuvering specifically aimed at asset protection, well… These are the most common issues…
Read more


August 30, 2023 0
529 Plans

529s – You Have More Options Now

Thanks to legislation enacted over the past 5 years, our rating of a 529 has received a boost. The beauty of a 529 plan has always been the tax-deferred growth and the potential tax-free withdrawals for college. But…. Prior to 2017, this savings vehicle was pretty straight forward. You could use the funds for qualified…
Read more


August 9, 2023 0
Stress

Too Much Information

Did you know as of 2023 there are over 1.13 billion websites on the internet?1 In 1996, there were only around 100,000. At what point, is there too much information out there? Have you ever tried to self-diagnose a few health symptoms? After Googling for a while, you might just learn you only have a…
Read more


July 25, 2023 0
Credit Score

Is Your Credit Score Important in Retirement?

The phrase “if you don’t use it, you will lose it” applies to more ways than one in retirement…It’s not just your health or mind – it could be your credit, too! You can spend a lifetime building and maintaining perfect credit only to watch it dwindle when you stop using it. Well, is it…
Read more


June 21, 2023 0
Umbrella

Personal Liability Insurance

Do you have it? Do you have enough? Does it cover what you think it does? What would happen if…. You were at cause/fault in a car accident in which someone was badly injured or worse? Someone else was driving your car and the same thing happened? Someone got hurt stepping down the stairs of…
Read more


June 14, 2023 0
Digital

What Happens to Your Digital Assets When Something Happens to You?

I’m so grateful Angela invited me to be a guest on the Life Planning 101 podcast. In this week’s episode, we talked about how technology — which makes our daily lives easier — has the potential to make things incredibly challenging for our loved ones, should something ever happen to us. One of the topics…
Read more


June 6, 2023 0
Outside the Box

Money Ideas No One Thinks Possible

Earlier this year, we shared a parable about a giant ship engine that quit working. Countless hours and money were spent hiring experts to do the job. No one could get it working. Then, along came an old man who had been working on ship engines since he was a child. He inspected the engine…
Read more


May 24, 2023 0
Stress

Stress – Financial, Business, Life?

The irony of stress is realizing it isn’t good for you, then stressing about being stressed. Keeping with the theme of Mother’s Day this week, ask yourself…what advice would your mom offer you? …Hold your horses. …Take it down a notch. …What part of ‘no’ don’t you understand? …Shut the door! Who do you thing…
Read more


May 16, 2023 0

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.