Ever notice how Presidents Day sales are suspiciously good? There’s a reason. January is when everyone buys exercise equipment for their New Year’s resolutions… and February is when a lot of it gets returned. Sound familiar? In one way or another, we’ve all been there. Big goals. Fresh motivation. Strong start. And then—life. I don’t…
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A fellow advisor once shared a story that has always stuck with me. He tried to help his grandmother with her financial and life planning, but she refused. “She insisted that John—her advisor and friend for decades—was doing just fine,” he said. “Besides, she couldn’t imagine taking business away from someone she trusted for so…
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Let’s be real—everything feels more expensive these days. A few years ago, most of us had at least a little breathing room in the budget. Now? Inflation has eaten that cushion and asked for dessert. You may not be able to control the cost of groceries or gas, but you can control how much of…
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Let’s face it—this question isn’t just coming from teenagers anymore. It’s echoing from young adults, parents, even grandparents. How do we get better with money? Why does it feel like we’re all figuring this out way too late? Here’s the reality: financial literacy should be a required class in school—but for most people, it never…
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Across most of the world, our American work ethic is perceived as crazy. There was an article in Business Insider called, 11 American Work Habits Other Countries Avoid at All Costs.1. It named these: Crazy long hours Very little vacation time Not enough family leave Americans eat at their desk Breaks during the day are…
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Over the weekend, I read commentary around a new book by a gentleman named Bill Perkins. The book is called “Die with Zero,” and the premises is just that—you don’t get to take it with you, so you need to enjoy it and attain fulfillment. This fulfillment, Perkins states, may include giving money to your…
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The holiday season is upon us; from story time with sorely missed grandchildren to laughter with friends and family over long-cherished memories, there’s little doubt that “the most wonderful time of the year” has arrived. For most families, this season is a time of reflection and connection as we bid farewell to the old year…
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Let’s get something straight up front: This is not a recommendation for any single stock or strategy. It is purely informational and its intended purpose is to help you look at logic versus emotion when it comes to your dollars. Now, having said that… Unless you have been solely investing in the so-called Magnificent Seven…
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Did you know as of 2023 there are over 1.13 billion websites on the internet?1 In 1996, there were only around 100,000. At what point, is there too much information out there? Have you ever tried to self-diagnose a few health symptoms? After Googling for a while, you might just learn you only have a…
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Earlier this year, we shared a parable about a giant ship engine that quit working. Countless hours and money were spent hiring experts to do the job. No one could get it working. Then, along came an old man who had been working on ship engines since he was a child. He inspected the engine…
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